Management Team

Sandeep Wirkhare

Chief Executive Officer

Sandeep Wirkhare is a start-up specialist in Indian mortgage industry..

Over 8 years at ICICI bank he managed business across functions and geographies including a national role at an execution level. Further at Reliance capital, as a group risk head, he was responsible to set up risk management framework for Mortgage, SME, developer Funding & Micro Finance that resulted in scaling business to the extent of INR 8500 Crs during his tenure with technology as prime enabler.

At Dhanlaxmi Bank as Head of Credit Risk & Policy for all retail products (Mortgage, Vehicle, Unsecured, Gold, Education, Micro etc.) he extended his risk management expertise to enable bank create INR 5500 Cr within a short span of 18 month.

In his last assignment at Essel Finance Business Loans as ED & CEO, he created a business model for unorganized customer segment that was profitable from the first year of operation with overall responsibility of assets, liabilities and P&L management. He has now ventured to create a technology based home loan company.

Sandeep Wirkhare - Business Loans

Ashish Arya

Chief Operations Officer

Ashish is a Fellow Chartered Accountant with more than 15 years of work experience in Banking and Finance field. He possesses extensive experience of portfolio management – Risk and Business Function in Secured Lending function under all operational framework of Retail, SME, Construction Finance & Agri Funding. He has been instrumental in structured transactions, portfolio buyouts and take over proposals for NBFCs and MFIs.

He has worked with some of leading brands in the Financial sector  in India starting from ICICI Bank, Reliance Capital, Dhanlaxmi Bank, Fullerton India and Magma Housing Finance through business development, credit underwriting, portfolio risk, product & process management.

Ashish specialises in Business Development, Credit Underwriting, Policy formulation & implementation, Risk Management, Channel & Distribution Management and strategising and executing plans for Business expansion & Startups. His experience and skills are paramount for Operational management and Portfolio Risk quality management of the company to scale the heights in Finance sector.


Jasmeet Chadha

Head of Structured Finance

Jasmeet Chadha is a Chartered accountant having experience in Banking and Financial Services Industry with track record of managing good portfolio and building network.

He had an investment banking stint with Vivro financial services with experience across fund raising, debt syndication and private equity investment. Later in Reliance home finance ltd he had played a major role in managing construction finance for real estate developers managing investments worth 250cr under his portfolio.

His specialization in real estate advisory with experience of construction finance will be valuable to the company.